March 2nd, 2012
Seeing a Doctor
The following answers to four questions are what you need to know about seeing a doctor:
What type of doctor should I see?
If you don’t know what type of doctor to see, we can help you find the right doctor for your injuries. Most of the time car wreck victims see a doctor of orthopedic or neurology. Orthopedics is the area of medicine that deals with bone and joint injuries, including injuries to the neck, back, knee, and shoulder. Neurology is the area of medicine that deals with the nervous system. If you have a brain, spinal cord, or nerve injury, it would be good to see a neurologist. If either of these doctors determines you need to see another doctor, he can advise you during your appointment. However, prior to seeing one of these doctors, most people go to the emergency room immediately after the wreck to get checked out to make sure they are not in imminent danger. We highly encourage an immediate trip to the emergency room after the wreck so the ER doctor can advise you of your condition.
Should I use my health insurance to pay the doctor?
Many people have health insurance, but whether to use health insurance for a car wreck is not a simple decision. Sometimes health insurance companies refuse to pay medical bills if your injury involved a car wreck because they try to claim that the negligent driver’s auto policy should pay. Also, using your health insurance can cause the auto insurance company to pay you less than they would have to if you did not use your insurance. Additionally, if your health insurance company pays the medical bills, it will probably want to be reimbursed out of the injury settlement or verdict. Depending on the nature and extent of your injuries and how your wreck occurred, we can discuss other options with you about how to pay the doctor and if your insurance should be used.
I don’t have health insurance, how can I see a doctor and pay my medical bills?
You don’t need health insurance to get high quality medical care. If you hire us, we can send the doctors you need a letter of protection that states the doctor will be paid at the conclusion of the case. The doctor will then treat you now at no upfront cost to you. We have helped thousands of our clients this way through all aspects of their treatment including the initial appointment, MRI, therapy, and surgery if needed.
Should I see my own doctor?
If you have a primary care doctor, you can certainly see him for his opinion. However, most primary care doctors cannot diagnose a spine, brain, knee, or shoulder injury like a specialist can. Therefore, we encourage you to see a specialist. If you are already treating with a specialist and are satisfied with the care you are receiving, then we encourage you to continue with that physician. However, should you need a recommendation, we also know many specialists who can treat your injuries.