Fort Worth Work Injury Lawyer
When employers have Texas Workers Compensation Insurance, injured employees may file a workers compensation claim to seek payment for such items as medical expenses, lost wages, and impairment. Frequently, a lawyer is not needed for a workers compensation claim because there are limits on recovery. However, if you have been injured on the job by a third party (someone who does not work for your employer), or by a defective product or piece of equipment, or your employer does not carry Texas Workers Compensation Insurance, you may have a case to receive much more compensation for your injury. These types of claims typically require a lawyer.
Were You Hurt on the Job in Fort Worth? Do You Know Your Legal Options?
Your legal options, may include:
- Seeking workers’ compensation benefits
- Filing a personal injury or wrongful death claim against your employer
- Pursuing a personal injury or wrongful death claim against a non-employer who caused your injury (which may be available in addition to workers’ compensation benefits).
We know the pain and suffering that a work injury brings into a person’s life. We also realize the stress and frustration of work injury victims and their families due to the inability to work and earn income while, at the same time, facing medical bills and other expenses.
You May Seek Workers’ Compensation Insurance Benefits – But They Are Limited
According to one insurance company’s analysis of workers’ compensation claims, the most common causes of work injuries are:
- Overexertion (or bodily reactions)
- Falls on same level and falls to lower levels
- Struck by object or equipment
- Motor vehicle accidents
- Slip or trip without a fall
- Caught in/compressed by equipment or objects
- Repetitive motions involving “micro-tasks”
- Struck against object or equipment.
If you have suffered any one of these injuries on the job, and your employer is a subscriber to the Texas workers’ compensation system, then you may seek medical and income benefits.
However, in most cases, workers’ compensation benefits will be your only remedy against your employer. In other words, you cannot bring a personal injury claim against your employer.
These benefits are often called “no-fault benefits.” This is because you can receive them regardless of whether you, your employer, a co-worker or anyone else is responsible.
However, these benefits are very limited. They often do not provide Fort Worth employees with adequate compensation. For instance:
- Medical benefits – You can receive all “reasonable and necessary” medical treatment related to your work injury. However, if your employer has contracted with a medical network, you must get treated by a network member.
- Income benefits – You can only receive a portion of the wages you were earning before you suffered your injury, and the amount is subject to a cap set by state law.
Additionally, workers’ compensation benefits cover only economic losses. They do not compensate you for your pain and suffering. They also do not provide damages for the harm a work injury has inflicted on your family relationships, or loss of consortium.
When Can You Sue Your Employer for a Work Injury in Fort Worth?
However, if your employer does not subscribe to the workers’ compensation system, you can pursue a personal injury claim against the employer that seeks a recovery of:
- All lost income and diminished future earning capacity – not just a portion
- All past and future medical expenses (from the doctor you choose)
- Pain and suffering
- Loss of consortium and loss of household services
- All other injury-related expenses.
We have extensive experience with handling work injury claims, including cases that involve:
- Burns and scars
- Loss of limbs
- Spinal cord injuries
- Head and brain injuries
- Joint, muscle, back, neck and bone injuries
- Knee damage
In many cases, we can obtain a work injury settlement by working directly with an employer’s insurance company. However, we will be prepared to file a lawsuit and take your case to court if needed.
How Can A Fort Worth Work Injury Lawyer Help You to Seek Remedy from Your Employer?
In contrast to a claim for workers’ compensation benefits, a personal injury claim against your employer requires that you establish that the employer was negligent. In other words:
- Your employer owed a duty to you
- Your employer breached that duty
- You suffered actual harm as a result.
An employer’s duty to provide a safe workplace for employees is established by state and federal regulations. If an employer fails to comply with these regulations, and you are hurt as a result, it may serve as the basis for a personal injury claim.
According to the Occupational Safety and Health Administration (OSHA), an employer’s responsibilities include:
- Providing a workplace free from serious recognized hazards
- Examining work site conditions to make sure they conform to relevant standards
- Making sure employees have safe, properly maintained tools and equipment
- Providing adequate warning to employees of potential hazards
- Providing safety training “in a language and vocabulary workers can understand”
- Informing employees about hazardous chemicals in the workplace.
If your employer does not subscribe to the workers’ compensation system, and you were injured in a Fort Worth workplace accident, Tate Law Offices, P.C., can:
- Investigate your case – Our team of investigators can gather evidence about your workplace accident, including accident scene photos, inspection of the accident scene (including any tools or equipment that were involved) and eyewitness interviews.
- Consult with experts – We work with highly qualified experts in workplace safety. They can help us to determine the standards that should have been followed by your employer and whether you were injured due to your employer’s failure to adhere to those regulations.
- Seek a settlement – We are highly trained negotiators. We can meet with your employer’s insurer and seek a settlement that fully and fairly compensates you – without the need to file a lawsuit.
- Litigate your case – If your employer does not agree to a reasonable settlement of your claim, we can file a lawsuit in the proper court and aggressively seek the compensation you are owed in court. It is important to note: Even if a case goes to trial, an employer may still agree to a settlement of your claim.
- Collect your compensation – We can take steps to make sure that the funds from any settlement or verdict in your favor are promptly disbursed. We know that the sooner you can be compensated for the harm you have suffered, the sooner you and your family can move on with your lives.
Can You Bring a Third-Party Liability Claim in Fort Worth?
Third-party claims are claims made against non-employers who are responsible for on-the-job injuries. Tate Law Offices, P.C., can resolve your case through settling with the responsible party outside of court or file a lawsuit, go to court, prove your case and have the court decide how much money you are entitled to receive.
In a third-party claim, you need to show that someone besides your employer had a legal responsibility to you that they failed to live up to. You also need to show that this failure was a direct cause of your workplace accident and injuries. You also need to prove how badly you were hurt.
There are a lot of different situations where you might have a third-party claim after a work accident in Fort Worth. Examples include:
- Motor vehicle accidents caused by negligent drivers
- Defective tools or machinery
- Negligence of a non-employer project manager or supervisor
- Errors made by outside contractors
- Gas line leak or other problems with public utilities.
If your employer subscribes to workers’ compensation benefits, you can typically pursue a workers’ compensation claim to receive benefits to cover your costs, and you can pursue a third-party liability claim to seek compensation that is not available through workers’ compensation, including pain and suffering damages.
Make sure to contact our injury lawyers. We will explore all option and work hard to maximize your financial recovery.
Are You Suffering from a Work-Related Illness in Fort Worth?
You may also be able to bring a claim for workers’ compensation benefits, a personal injury – or both – if you are suffering from an occupational disease. Examples include:
- Skin diseases or disorders caused by exposure to chemicals or other harmful substances
- Respiratory conditions caused by breathing dangerous chemicals or other materials such as asbestos (which is a cause of mesothelioma)
- Poisoning caused by exposure to toxic substances such as lead or mercury
- Hearing loss or blindness
- Carpal tunnel syndrome
- Degenerative disc disease.
Establishing that an illness is work-related can be complex. Whether you are seeking workers’ compensation benefits or pursuing a personal injury claim against your employer or another party, a Fort Worth lawyer from Tate Law Offices, P.C., can play an important role in your case and work hard to seek the compensation you deserve.
Was Your Loved One Killed on the Job in Fort Worth?
In some cases, even if the employer is a subscriber to the Texas workers’ compensation system, you may pursue a wrongful death claim. A claim could be brought if the employer was “grossly negligent.” In other words, your loved died because the employer knowingly exposed your loved one to an extreme risk, and yet, proceeded with conscious indifference to that risk.
Additionally, a wrongful death claim could be pursued against any non-employer, or third party, whose negligence caused the death of your loved one.
At Tate Law Offices, P.C., we can help you to determine if you are eligible to bring a wrongful death claim based on your loved one’s work-related death. We can carefully guide your case throughout the process of seeking damages, which may include:
- Loss of your loved one’s financial support
- Mental anguish
- Loss of companionship and society
- Loss of inheritance
- Past and future medical expenses
- Physical impairment
- Funeral and burial expenses
If you have a lost a loved one in a work accident involving gross negligence, or you have suffered a serious injury in a work-related accident, involving a third party, such as an at-fault driver in a vehicle driven while working or defective machinery or other faulty tools and products, or you have a nonsubscriber case where your employer does not subscribe to Texas Workers’ Compensation insurance, please contact Tate Law Offices, PC for a free consultation regarding your injuries and the legal options you may have. You can reach us via our online chat feature, our contact form, or by texting or calling (817) 479-9174.